Regular
evaluations will reduce premiums for workers' insurance
By
OKEMOS - Weyco Inc.,
already known for its tough non-tobacco stance, has begun a new policy this
year asking its 186 workers to voluntarily take health exams.
If they don't, workers
could see their monthly health premiums rise as much as $65 a month for single
coverage and $185 a month for family coverage, said Howard Weyers, company
owner and president.
The new policy is an
attempt by the medical benefits administration company to reduce health care
costs by having healthier employees.
It began last week with
a round of exams; Weyers said 91 percent of his employees participated.
During the exam, a nurse
takes blood pressure and body measurements, and blood is drawn. Then employees
fill out a health risk questionnaire.
"We reduce their
premiums if they do this," Weyers said.
Then, every six months,
the company will ask its employees to be evaluated by Weyco's full-time
lifestyle coordinator, who tests workers' strength, cardiovascular health and
flexibility.
If employees
participate, they get an additional discount, Weyers said.
That
"carrot-and-stick" approach just might do some good, one
"As long as there's
a punishment or an incentive for something, you can have it work," said
Professor Deborah Feltz, chair of the university's kinesiology department.
But not everyone is
happy with employers who try to control legal, off-duty employee activities.
"It's an extremely
paternalistic stance," said Jeremy Gruber of the National Workrights
Institute, based in
Gruber said he
sympathizes with Weyco's goal: "Employers are under pressure to rein in
health care costs."
But a person's health
issues - including weight and blood pressure - rarely have anything to do with
how well they do their job, Gruber added.
"I hope we haven't
reached the state where we have to give up privacy for access to health
care," he said.
It isn't the first time
Weyco has made headlines with its health care policies.
In 2003, it introduced a
non-tobacco policy that made smoking a fireable offense.
Employees had until
If the test is positive
at that time, the employee is fired, Weyers said.
This year, the
non-tobacco policy has been extended to spouses who are enrolled in the
company's health benefits plan, Weyers said.
If a spouse tests
positive or refuses to be tested for tobacco, it costs the employee $80 more a
month.
The company will try to
help the spouse quit smoking for up to 12 months.
After that, the employee
may have to pay even higher monthly premiums, Weyers said.
But Gruber said
employers shouldn't always saddle employees with the brunt of their
cost-savings attempts.
As of Friday, 100
percent of the enrolled spouses had taken the non-tobacco test, Weyers added.
The 72-year-old Weyers
said he practices what he preaches: He doesn't smoke and at 5-foot-9-inches, he
weighs 160 pounds and runs 15 to 18 miles a week.
"My tests tell me
my heart age is 42," he said.
And he wants his
employees to be just as healthy as he is.
"We are positive
we're doing the right thing," he said.